Copyright 2006 Jason Chew
1. Know your current financial situation. Know what the debt. Calculate your income and expenses to consider:
Mortgage Repayments
Personal Taxes
Loans and Overdrafts
Charges
Emergency
Auto expenses
Show
Holiday
Tuition
Credit card debt
Family
Before you start investing the money go Propiedadrio in an investment, you must know how much free time each month to invest. The general rule is that your debt, then save and invest later. That means more money on its side, the better for their future. I say that we put aside 10% of their income for rainy days. 10% is a small amount a bit. Save until you have succeeded to a dam Managementder MMiddelen. "
2. Prepare funds for dam management. This is in accordance with paragraph 1 You must be at least 3-6 MESIS as a prisoner of the management of revenues. Once done, you have more money saved can be invested.
3. Protect yourself and your family first. At this point, I think you should have the basic life insurance to ensure that you and your family against accidents and enfermedadesy terminals. Is very important because you lose all rolling their money through investment, and if you or your family need medical care are good.
4 Know your risk. If you are unable, The major risks in the short-term investments and trade swing is notfor you. It is better to invest in funds or foundations that a constant and payments under risk.If a high risk or medium risk are important, you can try to Invertzuckergehen in the Run of growth and hedge funds.
5 diversifying your investments. Expert to tell you that there is a need for diversification of your investment. The investments have need a constant mix of stocks, mutual funds and / or bonds. They should also be different industryand / or the different regions. This will help the risk of fluctuations in the market have a significant impact on their beleggingenn. The ideal mix is 20-40% in shares and other funds and bonds.
6. Do your homework before investing. It is good to seek advice. But ultimately the money is yours. Then you have to do some research and a good decisiontion to invest in, what, even if your financial adviser in May for all of you. This is to ensure that they know what they invest ycapaz around her. If you've lost your investment in Destate a dNTSCHEIDUNG or sell or if you know your material.
7 is not of the annual inventory, but not often. Your investments are already collecting benefits. But it is nice to know how even to the end of the day. Reinvest profits and celebrates success. They serve as a motivation for you and make you more financial objetivosobjetivos.
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